In today's financial world, most people, including stock brokers and insurance agents, sometimes confuse the term wealth management with the term money management. While money management is an important role in managing a clients money, it should be just a component of wealth management. For most clients, wealth management is much more than managing money, selling stock, or bonds or buying insurance. Wealth management is an advanced type of financial planning that provides individuals and their families with estate planning for generations to come. Wealth management encompasses asset management, client advisor services, tax saving strategies, estate tax strategies, probate, trusts and much, much more.

  The wealth manager needs to look at the entire picture. The advice and attention of experts is needed in order to provide the client with the best wealth management that the client needs and deserves. CPAs, Enrolled Agents, Certified Estate Planners, Insurance Agents, Stock Brokers, Real Estate and Mortgage Brokers and Attorneys are all professionals that are needed to assist the client with wealth management. The client needs solutions founded on their unique situations. The client's needs must be managed on an ongoing basis and the strategy should change as their situation changes.

  We have an array of experience and knowledge that goes beyond the simple selling of stocks, mutual funds, insurance or tax preparation. As one the largest firms in the Northeast, our team of experts and our research is geared in managing our client's wealth and to strategize the entire structure of the family so that the client, their children and future generations will benefit from our planning strategies. When our client engages our firm to assist them with wealth management and estate planning, they can rest assured that they have peace of mind. Unlike other firms, where the client meets with a stock broker or an insurance agent and then the client is referred to an attorney, a tax expert or a CPA within or outside the firm, we assemble the entire team in our office to meet at the same time with the client. We believe that all of the experts (the team) should meet together at the same time with the client.

  In order to provide the best wealth management advisor services, our team meets on a regular basis with the client, their entire family and beneficiaries so that future generations will benefit from the plan. With hundreds of combined years of experience in their field, our team focuses on:

• The entire picture of our client's objective.
• An inventory of the client's assets and we analysis of each investment as to the cost basis, tax to the beneficiaries, estate tax and much more
• The clients continuous needs
• Designing blueprints and charts that have been assembled and other information that will give us and our clients an immediate overall picture of the situation.
• Implementing the plan by assisting our clients in updating their will.
• Assisting our clients with choosing their executor and explaining to our clients what the executor's responsibilities are.
• Monitoring our client's lifestyles, which change due to marital status, divorces, adopted children, changing jobs, moving out of state, etc. Making sure that our attorneys draft the Power of Attorneys that meet our client's specific needs.
• In implementing the plan, we discuss whether or not our clients need to establish a trust and the type of trust that they may need.
• Estimating retirement income needs minimizing estate taxes, including transferring assets to heirs with the goal of paying the least amount of taxes.
• Providing our clients with assistance and guidance as to the insurance that is needed and the insurance advisor that they should seek.
• Advising our clients as to the education strategies for children and grandchildren to minimize income and estate taxes.
• Our wealth management and estate planning include wealth preservation strategies:
• Private business succession planning
• Family trust planning
• Charitable trusts
• Team approach
• Peace of mind
• Personalized solutions
• Revocable and irrevocable trusts and the benefits of establishing them.

  The CSI Group LLP also assists its clients in developing and managing a personalized plan designed to ensure the continued growth and preservation of our client's family assets. One of our primary concerns is our client's long-term interest, tax savings and asset preservation. We are in a position the designing and working with our clients in setting up trusts and other entities to continue to preserve their wealth for future generations.

  When a client engages our firm to assist them with their wealth and estate Planning and management, they are engaging the entire team of Attorneys, CPAs, Enrolled Agents, Tax Advisors, Certified Estate Planners, Certified Fraud Examiners, Mortgage Brokers, Real Estate Agents, and Insurance Agents. We have all of these licenses. However, we are not in the business of selling real estate or selling mortgages. We possess these licenses to be in the position to provide our clients with the best service today and for generations to come.

  We, as a team of advisors deliver guidance and solutions that work for the client's individual situations. We set goals and we make sure our client's goals are achieved. Whether you are planning for a simple retirement plan or long term wealth   management, we at CSI Group, LLP can assist you in developing a plan that best fits your financial situation and goals.